Wealth planning is life planning
Comprehensive strategies for your assets – tailored to your future.
The personal difference
At Bethmann HAL, we draw on our extensive experience to serve as your equal partner, helping you plan and grow your wealth in a structured manner, and secure and shape it for generations to come.
More than just investment advice
It’s easy to offer a few quick investment tips. But making sound, long-term decisions for your assets requires tact, expertise, a clear plan, and in-depth dialogue. That’s why we work with you to carefully review your entire portfolio—considering its context, its growth trajectory, and how it aligns with your personal goals.
We provide you with comprehensive, cross-generational advice, aiming to offer you guidance and support in decision-making. And simply the feeling that you are in good hands.
Our key service offerings in wealth planning
Financial Status
Our advisors will map out the current structure of your assets in the form of a clear balance sheet. This serves as the starting point for our further recommendations.
Portfolio Analysis
A comprehensive portfolio analysis—consolidated across multiple portfolios if necessary—provides another foundation for your personalized investment strategy.
Wealth Simulation
In our scenario analyses, we focus in particular on liquidity and asset trends and provide you with top-tier financial planning based on a variety of assumptions.
Asset Management Strategy
Working closely with you and using asset simulations, we develop a well-founded strategic asset allocation plan for your total assets that balances security, returns, and flexibility.
Succession planning
Based on your current succession plan, we simulate the financial and legal consequences of an inheritance: How much could the inheritance tax amount to? Is there sufficient liquidity to cover inheritance tax, statutory share claims, or other obligations? Does the distribution of assets upon inheritance align with your current wishes?
“Regular discussions about your financial situation are an integral part of what we do. Our advisory approach is designed to provide you with ongoing support through life’s ups and downs—whether these involve market conditions or changes in your personal circumstances.”
The benefits for you
Clarity
You’ll get a complete overview of your asset structure—concise, clear, and easy to understand.
Security
Thorough analyses and scenarios provide a solid foundation for your financial planning.
Orientation
We make complex issues easy to understand and manage—so you can feel confident in your investment decisions.
What Makes Our Wealth Planning So Special
A holistic approach and experienced experts
We do not view wealth planning as a simple financial service—but rather as ongoing strategic guidance that integrates financial, family, and business considerations, as well as legal and tax aspects.
Wealth planning is one of the most demanding areas of private banking and requires in-depth specialist knowledge. Our wealth planners work side by side with your client advisor.
Wealth planning is life planning
Wealth planning is about the big picture: from planning and structuring to managing your assets. We analyze the current state of your total assets and explore various scenarios to help you achieve your financial goals in alignment with your life plan. For us, succession planning involves discussing and mapping out succession strategies within the context of your overall financial situation.
The wealth planner evaluates your situation across four dimensions—wealth accumulation, retirement planning, protection, and taxes & transfer—considering their interconnections and interactions. Through a structured simulation, we highlight abstract risks in concrete terms and identify where action is needed—and where you are already well-positioned.
So that wealth can make a lasting impact
We view wealth planning as a comprehensive advisory service and philosophy. It is designed to help you—whether as an individual, a family, or an entrepreneur—define and achieve your financial goals within the context of your personal life plan. Wealth planning involves thinking in interconnected scenarios rather than focusing exclusively on investment assets—and taking into account various possible life events to make more informed decisions.
Other topics that might interest you
Succession Planning
Asset Management
Investment Advice
Contact Us
Do you have any questions or suggestions and would like to contact us? Please feel free to use our contact form.